Raymond James Valuation

RJF Stock  USD 158.68  1.27  0.81%   
At this time, the company appears to be undervalued. Raymond James Financial holds a recent Real Value of $172.66 per share. The prevailing price of the company is $158.68. Our model determines the value of Raymond James Financial from analyzing the company fundamentals such as Operating Margin of 0.20 %, shares outstanding of 197.09 M, and Return On Equity of 0.17 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Raymond James' valuation include:
Price Book
2.5038
Enterprise Value
21.3 B
Price Sales
2.2042
Forward PE
13.3156
Trailing PE
15.5112
Undervalued
Today
158.68
Please note that Raymond James' price fluctuation is very steady at this time. Calculation of the real value of Raymond James Financial is based on 3 months time horizon. Increasing Raymond James' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Raymond stock is determined by what a typical buyer is willing to pay for full or partial control of Raymond James Financial. Since Raymond James is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Raymond Stock. However, Raymond James' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  158.68 Real  172.66 Target  184.83 Hype  158.77
The real value of Raymond Stock, also known as its intrinsic value, is the underlying worth of Raymond James Financial Company, which is reflected in its stock price. It is based on Raymond James' financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Raymond James' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
142.80
Downside
172.66
Real Value
174.43
Upside
Estimating the potential upside or downside of Raymond James Financial helps investors to forecast how Raymond stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Raymond James more accurately as focusing exclusively on Raymond James' fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
2.652.893.04
Details
Hype
Prediction
LowEstimatedHigh
157.00158.77160.54
Details
14 Analysts
Consensus
LowTarget PriceHigh
168.20184.83205.16
Details
When choosing an evaluation method for Raymond James Financial, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.

Raymond James Cash

13.75 Billion

Raymond Revenue by Product

Raymond James Total Value Analysis

Raymond James Financial is at this time forecasted to have company total value of 21.3 B with market capitalization of 31.33 B, debt of 4.54 B, and cash on hands of 11.39 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Raymond James fundamentals before making security assessment based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
21.3 B
31.33 B
4.54 B
11.39 B

Raymond James Investor Information

About 79.0% of the company shares are owned by institutional investors. The book value of Raymond James was at this time reported as 63.4. The company has Price/Earnings To Growth (PEG) ratio of 0.97. Raymond James Financial recorded earning per share (EPS) of 10.23. The entity last dividend was issued on the 2nd of January 2026. The firm had 3:2 split on the 22nd of September 2021. Based on the key indicators related to Raymond James' liquidity, profitability, solvency, and operating efficiency, Raymond James Financial may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.270.26
Sufficiently Up
Slightly volatile
Operating Income5.5 B5.2 B
Sufficiently Up
Slightly volatile

Raymond James Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Raymond James has an asset utilization ratio of 18.03 percent. This implies that the Company is making $0.18 for each dollar of assets. An increasing asset utilization means that Raymond James Financial is more efficient with each dollar of assets it utilizes for everyday operations.
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes

Raymond James Profitability Analysis

Based on Raymond James' profitability indicators, Raymond James Financial may not be well positioned to generate adequate gross income at the present time. It has a very high chance of underperforming in March. Profitability indicators assess Raymond James' ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
1985-09-30
Previous Quarter
604 M
Current Value
563 M
Quarterly Volatility
147.8 M
 
Black Monday
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
At this time, Raymond James' Gross Profit is most likely to increase significantly in the upcoming years. The Raymond James' current Operating Profit Margin is estimated to increase to 0.27, while Pretax Profit Margin is projected to decrease to 0.11.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.740.79
Notably Down
Slightly volatile
Net Profit Margin0.07310.12
Way Down
Slightly volatile
Operating Profit Margin0.270.26
Sufficiently Up
Slightly volatile
Pretax Profit Margin0.110.15
Way Down
Slightly volatile
Return On Assets0.02230.0278
Significantly Down
Slightly volatile
Return On Equity0.170.2
Fairly Down
Slightly volatile
For Raymond James profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Raymond James Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Raymond James utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Raymond James's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Raymond James over time as well as its relative position and ranking within its peers.

Raymond James Earnings per Share Projection vs Actual

The next projected EPS of Raymond James is estimated to be 2.8925 with future projections ranging from a low of 2.65 to a high of 3.0391. Raymond James' most recent 12-month trailing earnings per share (EPS TTM) is at 10.23. Please be aware that the consensus of earnings estimates for Raymond James Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Raymond James is projected to generate 2.8925 in earnings per share on the 31st of March 2026. Raymond James earnings estimates show analyst consensus about projected Raymond James EPS (Earning Per Share). It derives the highest and the lowest estimates based on Raymond James' historical volatility. Many public companies, such as Raymond James, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Raymond James Earnings Estimation Breakdown

The calculation of Raymond James' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Raymond James is estimated to be 2.8925 with the future projection ranging from a low of 2.65 to a high of 3.0391. Please be aware that this consensus of annual earnings estimates for Raymond James Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
2.86
2.65
Lowest
Expected EPS
2.8925
3.04
Highest

Raymond James Earnings Projection Consensus

Suppose the current estimates of Raymond James' value are higher than the current market price of the Raymond James stock. In this case, investors may conclude that Raymond James is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Raymond James' stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
1493.3%
2.86
2.8925
10.23

Raymond James Ownership Allocation

Raymond James owns a total of 197.09 Million outstanding shares. The majority of Raymond James Financial outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in Raymond James Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Raymond James. Please pay attention to any change in the institutional holdings of Raymond James Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.

Raymond James Profitability Analysis

The company reported the last year's revenue of 15.91 B. Total Income to common stockholders was 2.13 B with profit before taxes, overhead, and interest of 13.22 B.

Raymond James Past Distributions to stockholders

Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Raymond James' worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Raymond James and how it compares across the competition.

About Raymond James Valuation

The stock valuation mechanism determines Raymond James' current worth on a weekly basis. Our valuation model uses a comparative analysis of Raymond James. We calculate exposure to Raymond James's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Raymond James's related companies.
Last ReportedProjected for Next Year
Gross Profit16.1 B16.9 B
Pretax Profit Margin 0.15  0.11 
Operating Profit Margin 0.26  0.27 
Net Profit Margin 0.12  0.07 
Gross Profit Margin 0.79  0.74 

Raymond James Quarterly Retained Earnings

14.05 Billion

Raymond James' stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Raymond James' value is low or high relative to the company's performance and growth projections. Determining the market value of Raymond James can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Raymond James represents a small ownership stake in the entity. As a stockholder of Raymond, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Raymond James Dividends Analysis For Valuation

The Raymond James' current Dividend Paid And Capex Coverage Ratio is estimated to increase to 5.28, while Dividends Paid is forecasted to increase to (355.7 M). . At this time, Raymond James' Earnings Yield is most likely to increase slightly in the upcoming years. The Raymond James' current Price Earnings To Growth Ratio is estimated to increase to 2.60, while Price Earnings Ratio is projected to decrease to 10.14.
Last ReportedProjected for Next Year
Dividends Paid-374.4 M-355.7 M
Dividend Yield 0.01  0.01 
Dividend Payout Ratio 0.18  0.14 
Dividend Paid And Capex Coverage Ratio 4.63  5.28 
There are various types of dividends Raymond James can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Raymond shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Raymond James Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Raymond pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Raymond James by the value of the dividends paid out.

Raymond James Growth Indicators

Investing in growth stocks can be very risky. If the company such as Raymond James does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding206.6 M
Quarterly Earnings Growth Y O Y-0.024
Forward Price Earnings13.3156

Raymond James Current Valuation Indicators

Valuation refers to the process of determining the present value of Raymond James Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Raymond we look at many different elements of the entity such as Raymond's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Raymond James, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Raymond James' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Raymond James' worth.

Complementary Tools for Raymond Stock analysis

When running Raymond James' price analysis, check to measure Raymond James' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Raymond James is operating at the current time. Most of Raymond James' value examination focuses on studying past and present price action to predict the probability of Raymond James' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Raymond James' price. Additionally, you may evaluate how the addition of Raymond James to your portfolios can decrease your overall portfolio volatility.
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